Side project · Personal finance

A ledger that reads your bank statement so you don't have to.

RahaMemo turns a raw bank statement export into a categorized, browsable record of where money actually goes — parsed automatically, kept entirely on your own device.

MAKSEKORRALDUS COOP TALLINN 14.03 -23,40

↓ parsed

Groceries Coop Tallinn −€23.40

Open the ledger →

What it does

Statement parsing core Paste a bank statement export, or upload a screenshot or photo of one — each line is read and structured, merchant, amount, and date pulled out of whatever format the bank exports.

Automatic categorization core Transactions are sorted into categories (groceries, transport, subscriptions, and so on) without manual tagging, using the Anthropic API to interpret merchant names and context.

Local-first storage design choice Parsed data is kept in the browser via localStorage rather than sent to a backend database — the statement stays on your device.

Built with

Parsing

Anthropic API

Frontend

Web app

Storage

localStorage

Where it stands

RahaMemo is a work in progress, built and iterated on as a personal side project. Statement parsing (text or screenshots), categorization, review-before-confirm, budgets and category limits, onboarding, and editing categories all work end-to-end. Multi-account support is still being built out.